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Modern Accounting AI
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Features

The close, the cash, and the audit trail — in one ledger.

Modern Accounting AI is accounting software: balanced journals, invoices with a pay link, bills, a 13-week forecast from real AR/AP, and reports you can schedule. What you see here is what ships.

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01

Accounting & ledger

Every posting is a balanced journal. Closed periods stay closed.

  • Double-entry journals with debit/credit validation before they hit the books
  • Chart of accounts seeded on workspace create; add or retire accounts as you grow
  • Period lock after close, with retained earnings rolled forward
  • Full audit log on mutations — who posted, approved, voided, or paid

02

Billing & receivables

Issue an invoice, send a pay link, and let the reminder cadence run.

  • Draft, send, partial, paid, overdue, and void — with credit notes when you need them
  • Customer pay page at a unique link; Stripe Checkout posts cash and clears AR
  • Reminders at 3 days before due, then 1, 7, and 14 days past due
  • Recurring invoices on a weekly, monthly, or quarterly schedule

03

Payables

Vendor bills, aging, and (on Operator) approval before the ledger moves.

  • Enter a bill with vendor, due date, category, and amount
  • Growth and trial post the bill when you save it
  • Operator holds the bill at pending approval until someone signs off
  • Partial payments and AP aging so cash leaves on your schedule

04

Reporting

P&L, balance sheet, and aging on demand — or on a schedule.

  • Profit & loss and balance sheet from the same ledger as the close
  • Receivables and payables aging for collections and cash timing
  • CSV export for your accountant
  • Recurring report emails: weekly, monthly, or quarterly

05

Cash forecasting

Thirteen weeks from cash on the books plus open AR and AP. Not a separate model.

  • Opening balance from the Cash account (1000)
  • Inflows from unpaid invoices; outflows from unpaid bills
  • Week-by-week net and running balance
  • Same numbers as the ledger — no second spreadsheet to keep in sync

06

Tax readiness

Categorize as you go. Hand your accountant a year that is already organized.

  • Categories map to tax lines and optional GL accounts
  • Keyword suggestions on invoice and bill lines (rules, not a model)
  • Coverage view of what is still uncategorized
  • Informational tax calendar — this is not e-file and not a CPA firm

Controls that stay on

Finance software that cannot lock a period or show who changed a bill is a spreadsheet with a login. These are defaults.

Period locking

A closed month rejects new journals. Reopen is an explicit, audited action.

2FA & Turnstile

Authenticator-app 2FA on accounts. Cloudflare Turnstile on sign-in and sign-up.

Audit trail

Creates, sends, payments, voids, approvals, and staff actions are logged.

Customer pay links

Each sent invoice gets a tokenized /pay page. Card payments post through Stripe.

Reminder cadence

Upcoming and overdue emails, not a single shot when status flips.

Bank import

CSV in, match to the ledger. No Plaid feed — you stay in control of the file.

How it fits together

One organization, one chart of accounts, one period. Invoices, bills, and bank matches post into the same books the forecast reads.

Step 1

Record

Invoices, bills, bank lines, and journals post into one ledger with consistent categories.

Step 2

Control

Period lock, audit log, 2FA, and Operator bill approval keep the books defensible.

Step 3

Decide

Aging, scheduled reports, and a 13-week cash view turn that ledger into a close package.

Straight answers

Is this AI categorization?

No. The product name is branding. Categories are chosen by your team. The app can suggest a category from keywords (Slack → Software). There is no model and no training on your books.

Can customers pay invoices online?

Yes. Sent invoices include a pay link. If Stripe is configured, the customer pays by card and the webhook records cash and reduces AR. You can still record a manual payment.

Do you connect to my bank?

Not automatically. Import a CSV (date, amount, description) and match lines to the ledger. A live bank feed is not part of the product.

Run it on your books for 14 days.

No card required to start. After the trial, Growth is $79/mo or Operator is $149/mo.

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